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In the decade before the Affordable Care Act (ACA) became law, the cost of health insurance rose at an alarming rate. Even as wages stagnated and inflation remained low, health insurance premiums skyrocketed: in 2009, the average American could expect to pay more than twice as much for health coverage as she did 10 years earlier.
Under the Affordable Care Act, health plans are required to report on the percentage of premium dollars spent on clinical services and activities that improve health care quality (commonly referred to as the “Medical Loss Ratio”). Plans that do not meet a particular threshold (85% for plans in the large group market and 80% for plans in the individual and small group markets) must provide rebates to enrollees.
Businesses benefit when their employees have access to paid sick days. When sick workers are able to stay home, the spread of disease slows and workplaces are both healthier and more productive. Plus, workers recover faster from illness and obtain timely medical care - enabling them to get back to work sooner and holding down health care costs.
Despite existing protections against discrimination, pregnant workers in this country still face discrimination every day. Pregnant workers are forced out of their jobs and denied reasonable accommodations that would enable them to continue working and supporting their families.
Nearly one in two people in the United States have a chronic medical condition that requires regular care1 - and chronic conditions are becoming more prevalent. At the same time, more than 40 million U.S. workers don't have access to paid sick days to recover from illness, care for a sick family member, or manage chronic illnesses.
Before passage of the Affordable Care Act (ACA), insurance companies were free to spend large portions of consumer premiums on administrative costs and profits – rather than on health care. Thanks to the ACA, women are now getting more insurance coverage for their dollar as new rules require insurers to spend at least 80 percent of premiums on patients.
The Affordable Care Act (ACA) is the greatest advance for women’s health in a generation. It’s already improving the lives of millions of women and families, and will get even better with time.
Telemedicine is the delivery of any health care service or the transmission of health information using telecommunications technology. It includes videoconferencing, transmission of still images, patient portals, remote monitoring of vital signs, and more.
The National Partnership for Women & Families wants to again commend the Administration for the extraordinary effort that has gone into implementing the Affordable Care Act (ACA) to date. We have long advocated for reforms that ensure access to comprehensive, affordable health care for all women and their families, with an emphasis on the needs of lower-income women.
We strongly urge you to support women’s reproductive health programs in the Fiscal Year 2013 (FY13) appropriations process and to reject any policy riders and funding cuts that would limit access to critical women’s health services.
The following amici submit this brief, with the consent of the parties, in support of Plaintiff-Appellant’s argument that an employee triggers the entitlement to job-protected leave under the Family and Medical Leave Act (FMLA) by notifying the employer of the need for time off to care for a family member with a serious medical condition.
The accountable care organization began life as a catchphrase signifying a shift in the relationship between a hospital and its doctors. By forming an ACO, a hospital and medical staff shared clinical and financial responsibility for coordinating care to improve quality and lower costs.
We greatly appreciate this opportunity to comment on the Stage 2 Meaningful Use proposed rule. From the consumer perspective, health IT can be a critical enabler of safer, more effective and more reliable care, as well as greater consumer engagement in health – and, ultimately, more positive patient experiences and better health outcomes. The proposed rule specifying criteria for Stage 2 of the EHR Incentive Program makes significant advancements in the potential impact of the EHR Incentive program on individual and population-level health and health outcomes.
When a woman purchases a health insurance plan, she expects it will be there for her when she or a family member gets sick or injured. Unfortunately, this has not always been the case due to a troubling insurance industry practice known as rescission – retroactively canceling coverage, usually when an enrollee incurs high health care costs.
Traditionally, many private health insurers limit liability for costly health care claims by setting annual or lifetime limits on the total amount of money they will pay in benefits per enrollee – leaving patients responsible for all costs after they hit the cap. The Affordable Care Act (ACA) eliminates these limits so women and families are confident that their health insurance will be there when they need it most.
Individual consumers are the ultimate payers of all health care - and health coverage - costs. Even workers in large businesses, whose employer contributes 100% of the insurance premium for the employee, understand that their wages are reduced to reflect the cost of health coverage offered through their employer.
Older women rely on Medicare every day for affordable, quality health care. More than half of the 48.7 million Medicare beneficiaries are women.
Across the political spectrum, more of our nation’s leaders acknowledge that 21st century families face significant challenges in meeting their responsibilities at home and on the job.
Current law disregards military women and their service to our country. About 200,000 women are currently on active duty in the four branches of the military. Since 1979, the annual Department of Defense Appropriations bills have included a provision that prohibits coverage of abortion care for military personnel and their dependents in almost all cases.
Older women rely on Medicare every day for affordable, quality health care. More than half of the 48.7 million Medicare beneficiaries are women. Women also constitute 70 percent of the oldest Medicare beneficiaries – those 85 years or older.
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